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1300 886 924
We know you’re not a mind reader, but knowing what a lender is thinking will definitely put you on the right track to getting your loan approved!
I’m sure you’ve wondered what the bank does when an application is submitted for review. Generally speaking, they’re considering whether or not your application demonstrates credit worthiness – in other words, can you honour your debt obligations now and in the future?
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You could argue that serviceability (your ability to repay the loan) is the most important condition that a lender will consider.
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Loan security – otherwise known as collateral – is one or more pieces of property (including land, a home, a vehicle or heavy machinery) that a borrower uses to guarantee their loan.
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A deal recommendation summary gives the lender all of the key pieces of information they need in a clear and concise format. This will definitely help to speed up the process and get you a response about your application a lot sooner!
Full post...Disclaimer: The information published in this section is of a general nature only and does not consider your personal objectives, financial situation or particular needs. Where indicated, third parties have written and supplied the content. We make no warranty as to the accuracy, completeness or reliability of the information, nor do we accept any liability or responsibility arising in any way from omissions or errors contained in the content. We strongly recommend that you obtain independent advice before you act on the content.
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